Good financial planning makes life less complicated.

The Hundred Approach is the foundation for how we work with our clients. It prioritizes proactivity from us, and continuous improvement for you, so you’re always headed in the right direction.

Money and financial goals are very personal. That's why our financial planning services are founded on establishing a relationship with our clients. From there, we can help get you organized, set a plan, and work towards a successful future.

Here's what that looks like:

How our process works.

Young Couple having an intro call for financial planning

STEP ONE

Intro Call

This is a simple, free, no-commitment conversation where we determine whether or not we're a good fit for you.

Our aim is to get to know you, understand your current circumstances, and learn what you're looking for. We'll also fill you in on our process while answering any questions you might have.

If we're a good fit, great! We'll continue to step 2. If not, we'll happily help you find someone better suited for your needs.

Young millennial family having meeting with financial planner

STEP TWO

Discovery Meeting

A deeper dive into understanding your goals, values, and relationship with money.

We need to figure out where you're trying to get to before we figure out how to get you there. Don't know what your goals are yet? That’s ok! We’re all just trying to do the best we can with what we have. Let’s figure out what that means for you and your family.

After this meeting, we mutually decide if it makes sense to partner together. If so, we’ll get the paperwork squared away and progress to the next step.

financial planning materials for millennials

STEP THREE

Get Organized

We're officially your financial planner. Now, let's make sure we have everything in order.

For this step, we’ll take care of two important things at once. We’ll get all the information we need to begin planning for your future, and you will walk away knowing you have all your financial information in one place.

Part of this process includes linking your accounts to your client portal and uploading all relevant information to your secure vault.

Computer showing financial plans for young family

STEP FOUR

Financial Plan

With the necessary information in hand and the relationship established, we can create an effective financial strategy.

This is where the fun begins. We start by reviewing your full financial picture together: net worth, cash flow, current investment strategy, and more. Then we review recommendations, action items, and your one-page financial plan.

This will be the guiding force in our relationship to help us track the two fundamental questions:

• Am I doing ok?

• What should I do next?

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Ongoing Financial Planning

STEP FIVE & BEYOND

Through regular check-ins, touchpoints, and updates, we ensure your financial plan keeps moving in the right direction.

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Year in and year out, we’ll proactively review each part of your plan through semi-annual meetings and quarterly touchpoints. We're also always available when you need us. Have a question? Considering a change? We're here for you.

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Semiannual Check-Ins

Our financial planning services include 2 in-depth check-ins each year as a fallback. We find that people are usually busy during the summer and holiday season, so these typically take place in Spring and Fall. We love checking in on your needs, as they arise too.

These check-ins typically cover:

  • Latest life events

  • Ongoing action items

  • Networth update

  • Investment review

  • Tax planning

  • Cashflow analysis

  • Employee benefits

  • College planning

  • And more!

Quarterly Touchpoints

  • Q1: Investment Review

    You’ll get an overview of your investments, confirming that your current strategy still makes sense for you, along with a summary of what happened in the previous year. For more insight into our perspective, take a look at our Investment Philosophy.

  • Q2: Tax Planning & Organization

    After you send us your Tax Return we’ll review it to determine if there are any strategies we can implement for the current year. Additionally, we’ll ensure your financial information stays organized and up to date on your client portal (raises, bonuses, new accounts, etc.).

  • Q3: Rotating Focus

    Several categories are important to focus on, but don’t need to be reviewed EVERY year: We’ll check in on things like, estate planning, insurance reviews, debt, retirement projections, education funding, etc. Of course, if any of these are currently a focus for you, we’ll talk about it more often that that!

  • Q4: Open Enrollment & Year-End

    We’ll help you take advantage of the right workplace benefits and confirm you’re buttoned up on any timely year-end items such as specific contributions or charitable gifting strategies.

We’re here when you need us.

Life can be unpredictable. Market trends can change. A personal event can occur. If a sudden need or question arises between our regular check-ins and touchpoints, don't hesitate to reach out. We're here to be your ongoing financial resource after all. Just give us a call or send us an email, and we'll go from there.

Our goal is to help you maintain a healthy relationship with money and keep you moving in the right direction, so you can be more present in the other areas of your life.

It all starts with a simple, free introduction.

Any Questions?

Need some further information about our services, process, values, etc? We've happy to provide further clarity. Just fill out the form below, and we'll get back to you soon.